During 2024 State Farm did some house cleaning in California:
It dropped 30.000 house insurance policies.
And as it turned out, from its own perspective it had a rather
lucky hand as this map shows. (source data)
It dropped 1600 (or almost 70%) of its contracts in the zip code of hard hit Pacific Palisades and 518 (almost half) of its contracts in Malibu.
They certainly didn’t use the information that Zillow will show you, if you enable the fire risk overlay on their site.